Personal Debt Solutions Canada - Privacy Policy

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"I feel like a weight has been taken off my shoulders. "
~Bill - Duncan


"I feel like I can breathe again. "
~Angela - Sidney


"Everyone was helpful and made the process of going bankrupt easy for us to understand."
~Neil - Victoria


"I was so relieved to learn that I could go bankrupt, but still be able to keep my car. "
~Scott - North Saanich


"I went through this whole process and I never felt judged because of my financial predicament. "
~Pedro - Metchosin


"I was so embarrassed. I didn't know where to turn. You made everything easy to understand. "
~Mark - Esquimalt


"Who knew that the bankruptcy process was so easy?! "
~Samantha - Saanich


"Both my wife and I had to declare bankruptcy. Afterwards, I realized that my parents needed to go bankrupt as well. It was good to have a relationship with a Trustee that I knew would treat my parents with the respect they deserve. "
~Charlie and Candice - Sooke


Our Privacy Guarantee - Privacy Policy

Personal Debt Solutions Canada considers the privacy of its users to be a serious issue. Please read the following to learn more about our Privacy Policy.

Personal Debt Solutions Canada is a network based in Canada. Our principal business activity is providing help to clients dealing with debt.

Our privacy policy covers www.personaldebtsolutionscanada.com and its affiliated web sites:

1. WHAT THIS PRIVACY POLICY COVERS

This policy covers how Personal Debt Solutions Canada treats personal information that Personal Debt Solutions Canada collects and receives, including information related to your past use of Personal Debt Solutions Canada's web site(s), products, and services. Personal information is information that identifies you and that is not otherwise publicly available, such as your name, address, email address, or phone number.

This policy does not apply to the practices of companies that Personal Debt Solutions Canada does not own or control, or to people that Personal Debt Solutions Canada does not employ or manage.

2. INFORMATION COLLECTION AND USE

Personal Debt Solutions Canada collects personal information whenever anyone registers with www.personaldebtsolutionscanada.com, uses Personal Debt Solutions Canada's products or services, visits Personal Debt Solutions Canada's web pages or the web pages of Personal Debt Solutions Canada's partners, or enters promotions sponsored by Personal Debt Solutions Canada. Personal Debt Solutions Canada may combine this information with information we obtain from business partners or other companies.

When you register we ask for information such as your name and email address. Once you register with Personal Debt Solutions Canada and sign in to our services, you are not anonymous to us.

Personal Debt Solutions Canada automatically receives and records information from your browser on our server logs, including your IP address, Personal Debt Solutions Canada cookie information, and the page(s) you request.

Personal Debt Solutions Canada uses this information for the following general purposes:

3. INFORMATION SHARING AND DISCLOSURE

Personal Debt Solutions Canada does not rent, sell, or share personal information about you with other people or nonaffiliated companies except with your permission to provide products or services you've requested, or under the following circumstances:

Personal Debt Solutions Canada will use reasonable efforts to ensure that your personal data is not disclosed to state/provincial, national, or regional institutions and authorities, unless required by law or other regulation.

4. PURPOSE FOR COLLECTION

We do not collect or use personal data for any purpose other than those purposes indicated when you provide informed consent at the time of collection. If we wish to use or disclose your personal data for new purposes, we will offer you the means to consent to those new purposes via a web-based interface, email, postal mail, or telephone.

5. COOKIES

Personal Debt Solutions Canada may set and access cookies on your computer.

6. CONFIDENTIALITY AND SECURITY

We limit employee access to your personal information to those employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

7. CHANGES TO THIS PRIVACY POLICY

Personal Debt Solutions Canada may update or modify this policy at any time.

8. TERMS OF USE

All services and information provided on the site Personal Debt Solutions Canada is provided under the Terms of Service as provided above. Any use is therefore governed by these Terms and users who do not wish to be bound by them are encouraged to not access the site.

All information provided on this Site can be changed without notice to users from time to time. By using this site, users agree to the Terms of Use as set out.

9. LEGAL ADVISE OR OTHERWISE

The information contained on the Personal Debt Solutions Canada site is meant for information purposes only and is not intended to reflect a legal opinion, investment advice, tax treatment, legal or accounting advice, implied or stated, with respect to any matter contained herein. Comments posted and reflected by our Members are intended to reflect their personal experience and opinions and may not necessarily reflect the opinion of others. Users are cautioned that individual circumstances vary and each personal and situation must be reviewed on its own merits.

Personal Debt Solutions Canada attempts to reflect the best and most current industry standards and information available, but given the complexity and nature of the relationships between debtors, creditors, trustees, the Courts, Provincial and Federal laws and regulations, the current status of situation discussed within the site may not fully reflect the current legal status.

10. NO WARRANTIES

www.personaldebtsolutoinscanada.com, and its affiliated subsidiaries, officers, directors, employees, agents, and Member trustees, developed and made available the Site, for "information purposes only" and do not make any express or imply and warranties, endorsements, representations, or conditions with respect to the Site, Blog, Comments, content, or answers to questions or response to inquiries contained within the site or directly to users at large, covering all information in the Site including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, remaining current, reliability and fitness for any particular purpose and thus users are cautioned that the information and opinions express therein should not be relied upon for any particular purpose.

The site and its contents may not meet you individual needs and we cannot guarantee that any information received from www.PersonalDebtSolutionsCanada.com does not contain inaccuracies, or is interrupted in its transmission or any such transmissions are free of viruses or other contaminating or destructive properties that may damage your computer system. As a user of the site, you take sole responsibility for the adequate protection of your personal electronic information including taking the proper necessary precautions to protect your date and information including installing appropriate virus protection software, use of backups and firewalls.

11. TRADE-MARKS AND COPYRIGHT

The information contained within the Site is for personal use only and permission for reproduction, transmission, downloading is subject to federal and provincial copyright regulations. Without specific written permission to the contrary, use of the information on the site is limited to "personal use only" and permission is not given or implied for downloading, reproduction, redistribution, storage in any other medium, re-transmit, make public or modify for commercial purposes in any way or form.

12. EMAIL OR DISCLOSURE

Correspondence in electronic form via email or over the Internet is not secure and subject to hacking or loss. Users are caution to not send confidential personal data over the Internet and personaldebtsoltoinscanada.com is not responsible for any loss and will not be held liable for interception of this data using this site.

13. JURISDICTION

Personaldebtsolutionscanada.com is administered and delivered across Canada through the offices of our Members. Each member is subject to the terms of practice and laws of individual provinces and subject to federal Canadian legislation. Any disputes, controversies or claims arising out of or in connection with the Site shall be subject to the jurisdiction of Canada.

Individual members do not endorse the services provided by the other members or that of personal debtsolutionscanada .com. Users of the site are cautioned to review the professional qualification of any member trustees to which they are referred to from this site, or any comments or opinions made herein. Any questions of professional delivery of service from individual members will be the sole responsibility member and any failure of any one individual member, either negligent or gross-negligent, will not be bore by any other member or personaldebtsolutionscanada.com